This was nearly 2 years in the past, however the memories remains brutal, to such an extent you to definitely Kiragu expected to utilize an effective pseudonym to possess this particular article. “For people who shell out timely, he could be angels,” Kiragu said as he sipped their beverage and you can stared from the good potted plant at the rear of me personally. “It keep messaging that remove other mortgage together. In the event you and will not or cannot pay, then it’s quite simple: Spend or i destroy everything worth really.”

By , based on research from Monetary Sector Deepening Kenya (FSD), the 2 head app stores offered 110 borrowing from the bank apps

Into the 2007, Safaricom, Kenya’s most significant telecoms merchant, circulated M-Pesa, a cellular purse one invited pages to send and you will receives a commission and purchase airtime. Smartphones was simply become well-known, thus Safaricom customized the fintech unit towards the first mobile phones really Kenyans currently had.

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